About You

1 of 7

Step 1 of 7

About you

A few basics so the road map is personalised.

First name

Buying solo or with a partner?

Partner's first name

State

Dependent kids under 18

Step 4 of 7

Income

Gross annual income, before tax. This one number sets your borrowing power, the backbone of your whole road map.

Your gross annual income

Stays in your road map maths and nowhere else - no credit check, nothing sent to any bank.

Partner's gross annual income

Step 5 of 7

Debts

Skip anything that doesn't apply. $0 is perfectly fine. Nothing here rules you out; your road map shows how to work around every one of these.

HECS / HELP balance

Credit card limits (combined)

Lenders assess the limit, not the balance.

Do you have a car loan?

Amount still owing

Repayments (per month)

Do you have a personal loan?

Amount still owing

Repayments (per month)

I use Afterpay / Zip / other BNPL

All good - it just goes on your prep list. Straight answers here make the road map accurate.

Step 3 of 7

Savings

Cash on hand now, plus what you typically save each month. This is what turns your road map into real dates.

Current savings (cash + offset)

If you're selling your current home, don't include the sale money here - we add that from the sale details automatically.

Putting all of it toward this purchase?

How much are you putting in?

The rest stays in your pocket - the road map plans around this number.

How much you save each month

Be realistic - lenders verify with bank statements.

Step 2 of 7

Property goal

The home you're aiming for.

What's the plan for this property?

Target purchase price

Where are you looking to buy?

Sets the right government scheme price cap for your area.

Property type

Where are you living right now?

Your rent per week

Expected rent per week

A rough figure is fine - check what similar places rent for nearby.

Step 6 of 7

Quick checks

Three quick taps. These decide which government grants and schemes you qualify for. Free money lives here.

Have you ever owned property in Australia?

Do you still own a property?

Was that within the last 10 years?

Selling it to fund this purchase?

Expected sale price

Loan owing on it

Rough is fine. We allow ~2.5% for agent and selling costs, and the rest joins your deposit automatically - so don't count this money in your savings figure too.

Are your tax returns lodged and up to date?

Step 7 of 7

Done. Your road map is built.

It appears on screen the moment you hit the button: borrowing power, deposit plan, grants you qualify for, and your step-by-step action plan. Pop your email in and I'll send your copy straight to your inbox.

Your road map appears on screen instantly - and your emailed copy is yours forever, on any device.

Mobile (optional)

Only if you'd like a text from me. Never spam.

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✓

Your road map is ready

Your personalised home buying plan, built from the numbers you gave me. Save it, have a read, and when you're ready, let's talk it through.

Straight to your inbox - yours forever, open it any time.

The share link contains your numbers - send it to people you trust.

Walk Me Through My Road Map →

30 minutes with me, going through your road map step by step. Your details carry over, so no re-typing.

This tool gives a general estimate based on the info you enter. It is not personal financial advice. Stamp duty, grants, and lending policy change - real numbers will be confirmed before pre-approval. Les Tricklebank · Credit Representative 557767 · Loan Market Pty Ltd · ACL 390222 v5.2 · lender panel Jul 2026